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DIVIDEND RATES & ANNUAL PERCENTAGE YIELD (APY'S) Offered 11/12/2008 For current rates call 715-261-7680 Members should call the Credit Union to verify rates.
| Rates as of 11/12/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Open Account |
|
1.00% |
1.00% |
| Kirby Kangaroo Club |
|
1.00% |
1.00% |
| Teen Club |
|
1.00% |
1.00% |
| Christmas Club |
|
1.00% |
1.00% |
| Share Draft Account |
|
0.50% |
0.50% |
| Shares (Insurance) Account |
|
0.50% |
0.50% |
| Funeral Trust |
|
1.00% |
1.00% |
| Traditional IRA Open Account |
|
2.97% |
3.00% |
| Roth Conversion IRA Open Account |
|
2.97% |
3.00% |
| Roth IRA Open Account |
|
2.97% |
3.00% |
| Education IRA Open Account |
|
2.97% |
3.00% |
| SEP IRA Open Account |
|
2.97% |
3.00% |
| Super Shares: $ 100 - $ 2,499.99 |
|
1.00% |
1.00% |
| Super Shares: $2500 - $9,999.99 |
|
1.74% |
1.75% |
| Super Shares: $10,000 - $24,999.99 |
|
1.98% |
2.00% |
| Super Shares: $25,000 - $74,999.99 |
|
2.47% |
2.50% |
| Super Shares: $75000 + |
|
2.72% |
2.75% |
$100 minimum balance for dividends except Kirby Kangaroo Club minimum is $5. | Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings. *APY = Annual Percentage Yield Back to Top
Certificates
| Rates as of 11/12/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| $500 minimum balance |
6 month |
2.03% |
2.05% |
| $500 minimum balance |
12 month |
2.33% |
2.35% |
| $500 minimum balance |
24 month |
2.72% |
2.75% |
| $500 minimum balance |
36 month |
2.97% |
3.00% |
| $500 minimum balance |
48 month |
3.06% |
3.10% |
| $500 minimum balance |
60 month |
3.16% |
3.20% |
| $10,000 minimum balance |
6 month |
2.67% |
2.70% |
| $10,000 minimum balance |
12 month |
2.97% |
3.00% |
| $10,000 minimum balance |
24 month |
3.26% |
3.30% |
| $10,000 minimum balance |
36 month |
3.46% |
3.50% |
| $10,000 minimum balance |
48 month |
3.65% |
3.70% |
| $10,000 minimum balance |
60 month |
3.89% |
3.95% |
| Youth CD $100 minimum balance |
12 months |
2.77% |
2.80% |
| Youth CD $100 minumum balance |
24 month |
2.96% |
3.00% |
| Youth Cd $100 minimum balance |
36 month |
3.21% |
3.25% |
| Youth CD $100 minimum balance |
48 month |
3.46% |
3.50% |
| Youth CD $100 minimum balance |
60 month |
3.89% |
3.95% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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