Rates as of 7/13/2010.
Rate Description	Term	Payment Description	APR	APR Type
Secured Loans	Up To 36 Months	$29.30 per $1,000 borrowed	3.49%	Fixed
Secured Loans	37 To 48 Months	$22.57 per $1,000 borrowed	3.99%	Fixed
Secured Loans	49 To 60 Months	$18.64 per $1,000 borrowed	4.49%	Fixed
Secured Loans	61 To 72 Months	$16.10 per $1,000 borrowed	4.99%	Fixed
Secured Loans	73 To 84 Months	$14.37 per $1,000 borrowed	5.49%	Fixed
Unsecured Loans	1 To 12 Months	$86.95 per $1,000 borrowed	7.99%	Fixed
Unsecured Loans	13 To 24 Months	$45.43 per $1,000 borrowed	8.49%	Fixed
Unsecured Loans	25 To 36 Months	$31.78 per $1,000 borrowed	8.99%	Fixed
Unsecured Loans	37 To 48 Months	$25.11 per $1,000 borrowed	9.49%	Fixed
Unsecured Loans	49 To 60 Months	$21.23 per $1,000 borrowed	9.99%	Fixed
Line of Credit			9.99%	Fixed
Real Estate *3 Year Demand Loan (100% LTV)	Up To 240 Months	$8.35 per $1,000 borrowed	7.99%	Fixed
Real Estate * 3 year Demand Loan (90% LTV)	Up to 240 months	$7.59 per $1,000 borrowed	6.74%	Fixed
Real Estate * 3 year Demand Loan (80% LTV)	Up to 240 Months	$7.16 per $1,000 borrowed	5.99%	Fixed
Real Estate 5 year Balloon (100% LTV)	Up to 240 Months	$8.20 per $1,000 borrowed	7.74%	Fixed
Real Estate 5 year Balloon (90% LTV)	Up to 240 Months	$7.45 per $1,000 Borrowed	6.49%	Fixed
Real Estate 5 year Balloon (80% LTV)	Up to 240 Months	$7.16 per $1,000 borrowed	5.99%	Fixed
Savings Secured	Up to 60 Months	Savings rate plus	1.99%	Fixed

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