Dividend Rates

 

Dividend Rates & Annual Percentage Yield (APY*)

These rates may change after an account is opened. The Annual Percentage Yield is accurate as of the last dividend declaration date.
 

Account Type Term Dividend Rate APY*
Open Account Quarterly 0.25% 0.25%
Minor Club Account Quarterly 0.25% 0.25%
Christmas Club Quarterly 0.25% 0.25%
Funeral Trust Quarterly 0.35% 0.35%
Share Draft Account Monthly 0.15% 0.15%
Shares (Insurance) Account Quarterly 0.00% 0.00%
Traditional IRA Open Account Quarterly 0.35% 0.35%
Roth Conversion IRA Open Account Quarterly 0.35% 0.35%
Roth IRA Open Account Quarterly 0.35% 0.35%
Educational IRA Open Account Quarterly 0.35% 0.35%
SEP IRA Open Account Quarterly 0.35% 0.35%
Health Savings Accounts: $100.00 - $2,499.99 Monthly 0.45% 0.45%
Health Savings Accounts: $2,500 - $9,999.99 Monthly 0.50% 0.50%
Health Savings Accounts: $10,000 - $24,999.99 Monthly 0.60% 0.60%
Health Savings Accounts: $25,000+ Monthly 0.65% 0.65%
Super Shares: $100.00 - $2,499.99 Monthly 0.25% 0.25%
Super Shares: $2,500.00 - $9,999.99 Monthly 0.30% 0.30%
Super Shares: $10,000.00 - $24,999.99 Monthly 0.35% 0.35%
Super Shares: $25,000.00 - $74,999.99 Monthly 0.45% 0.45%
Super Shares: $75,000.00 + Monthly 0.55% 0.55%

**$100 minimum balance for dividends except Minor Club Accounts minimum are $5.

 

IRA & Term Share Certificates

Rates current as of 1/7/13.

Term Dividend Rate APY*
$500 Minimum Balance
6 months 0.30% 0.30%
12 months 0.35% 0.35%
24 months 0.40% 0.40%
36 months 0.55% 0.55%
48 months 0.80% 0.80%
60 months 1.00% 1.00%
$10,000 Minimum Balance
6 months 0.40% 0.40%
12 months 0.45% 0.45%
24 months 0.50% 0.50%
36 months 0.70% 0.70%
48 months 0.95% 0.95%
60 months 1.10% 1.10%
$100 Minimum Balance Youth CD
12 months 0.40% 0.40%
24 months 0.45% 0.45%
36 months 0.60% 0.60%
48 months 0.85% 0.85%
60 months 1.05% 1.05%

**Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings. The APY* assumes the principal and earned dividends remain on deposit until maturity.

Rates subject to change without notice.