Marathon County Employees Credit Union

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Rates

Dividend Rates & Annual Percentage Yield (APYs)

These rates may change after an account is opened. The Annual Percentage Yield is accurate as of the last dividend declaration date.

Rates current as of 1/7/13.

Account Type Term Dividend Rate APY
Open Account Quarterly 0.15% 0.15%
Minor Club Account Quarterly 0.15% 0.15%
Christmas Club Quarterly 0.15% 0.15%
Funeral Trust Quarterly 0.25% 0.25%
Share Draft Account Monthly 0.10% 0.10%
Shares (Insurance) Account Quarterly 0.00% 0.00%
Traditional IRA Open Account Quarterly 0.25% 0.25%
Roth Conversion IRA Open Account Quarterly 0.25% 0.25%
Roth IRA Open Account Quarterly 0.25% 0.25%
Educational IRA Open Account Quarterly 0.25% 0.25%
SEP IRA Open Account Quarterly 0.25% 0.25%
Super Shares: $100.00 - $2,499.99 Monthly 0.15% 0.15%
Super Shares: $2,500.00 - $9,999.99 Monthly 0.20% 0.20%
Super Shares: $10,000.00 - $24,999.99 Monthly 0.30% 0.30%
Super Shares: $25,000.00 - $74,999.99 Monthly 0.40% 0.40%
Super Shares: $75,000.00 + Monthly 0.45% 0.45%

$100 minimum balance for dividends except Minor Club Accounts minimum are $5.

IRA & Term Share Certificates

Rates current as of 1/7/13.

Term Dividend Rate APY
$500 Minimum Balance
6 months 0.20% 0.20%
12 months 0.25% 0.25%
24 months 0.30% 0.30%
36 months 0.45% 0.45%
48 months 0.70% 0.70%
60 months 0.90% 0.90%
$10,000 Minimum Balance
6 months 0.35% 0.35%
12 months 0.40% 0.40%
24 months 0.45% 0.45%
36 months 0.60% 0.60%
48 months 0.85% 0.85%
60 months 1.00% 1.00%
$100 Minimum Balance Youth CD
12 months 0.30% 0.30%
24 months 0.35% 0.35%
36 months 0.50% 0.50%
48 months 0.75% 0.75%
60 months 0.95% 0.95%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Members should call the credit union to verify rates.

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

The APY assumes the principal and earned dividends remain on deposit until maturity.