Who Can Join


We are dedicated to providing our members sound and dependable financial service. We strive to meet our members changing financial needs. Our members will receive fair and competitive rates, while we maintain the financial stability of the credit union. We are a not-for-profit financial cooperative - any income made from loans is returned to our members in the form of higher dividends, lower loan rates and expanded services. We do not divert income to stockholders. Members make the difference at MCECU!

We are proud to serve Government employees and their families in Marathon County

MCECU is a closed-chartered credit union, with eligibility open to the following individuals:

Current or past public employees and retirees of the following are eligible to join:

  • North Central Health Care Facilities
  • Marathon County
  • Marathon County Special Education
  • Federal Employees
  • State Employees
  • School District Employees
  • City Employees
  • Town and Village Employees

    Current, past or retirees working in government buildings in Marathon County

The members of the immediate families of each person eligible to become a member including but not limited to spouses, parents, children and step children, whether or not they reside in the same household.

Additional Persons Eligible to Join:

  • Domestic Partners
  • Spouse, former spouse, parent, child, or a person related by blood or adoption to a member
  • A person currently or formerly residing in a place of abode with a member
  • A person with whom a member has a child in common
  • A person who provides in-home or community care for a member
  • A person with whom a member has or had a dating relationship

Any organization or association may become a member of the credit union if a majority of the shareholders, partners, members or owners thereof are eligible for membership in the credit union. Any trust may become a member if a majority of the persons who are settlor(s), trustee(s), and beneficiary(ies) are eligible for membership in the credit union.

To become a member-owner of MCECU, please complete the application link below. We will send you membership cards to sign and when you return the signed cards with a $5 deposit you become a member owner of MCECU.

Unsure if you qualify?  Contact us today!


Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.