Fee Schedule
Effective January 5, 2026
The following fees may be assessed against your Account and the following transaction limitations, if any, apply to your Account.
| Description of Fee | Charge |
|---|---|
| Replace lost Debit Card | $10.00 |
| Temporary Debit Card | $10.00 |
| Change personal identification number for Debit Card | $5.00 |
| Copy of a debit card receipt (if available) | $15.00 |
| Share transfer fee (this fee will be charged when money is transferred from Savings or Line of Credit to cover an overdraft) | $5.00 |
| Draft printing | fee depends on style and quantity of draft ordered |
| Deposited checks (and other items) returned unpaid | $15.00 |
| The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: Share Draft, in-person withdrawal, ATM overdraft – each New Accounts that are overdrawn within the first 30 days may be closed |
$28.00 |
| Account activity printout | $2.00 |
| Stop payment – draft | $28.00 |
| Stop payment – ACH payment | $28.00 |
| Stop payment for a block of checks | $75.00 |
| Domestic wire transfer (outgoing) | $20.00 |
| Domestic wire transfer (incoming) | $10.00 |
| Copy of draft | $2.00 |
| Fax out | $3.00 1st page and $2.00 each additional page |
| Close Share Draft Account for abuse | $40.00 |
| Dormant Account fee An Account is considered dormant if no deposit or withdrawals have been made for a 12 month period and if the Account balance is less than $250.00. This fee will not be assessed against share certificates, IRAs or Accounts identified as belonging to a minor. |
$5.00/month |
| Hand posting draft due to incorrect account information | $25.00 |
| Returned mail/incorrect address fee | $8.00 |
| Corporate check | $3.00 |
| Garnishment/Levy | $100.00 |
| ACH pull/return | $28.00 |
| ACH Origination | $28.00 |
| Debit card dispute on your behalf which are not a result of an unauthorized transaction | $28.00 (per dispute) |
| Reconciliation/Research | $50 per hour (1 hour minimum) |
| Abandoned Account (Dormant - No member initiated activity for 24 months) | $5.00 per month |
| ACH/Automatic Payment cancel/change | $25.00 |
| Duplicate lien release | $20.00 |
| E-statement cancellation | $5.00 |
| Expedited delivery | Actual cost from vendor |
| Telephone transfer | $2.00 |
| Overnight mail delivery | $15.00 |
| Force placed insurance processing fee | $15.00 |
| Low savings balance (Monthly fee if savings balance is below $100 at the end of the month (over age 18) and membership is opened 12 months or longer with no additional services) | $5.00 |
| SHAZAM Brella transfer | $1.00 per transfer |
| Expedited Card Fee | $30.00 |
| One-Time Online Debit Card Loan Payment Fee | $3.00 |